Blog

A Valuation Is Not a Survey

  • Posted on December 20, 2016
  • /Under Blog
  If you are looking to purchase a property it is important to recognise that the valuation which is commissioned by the bank is for their purposes and not yours. The aim of the valuation is purely to ensure that the property will provide suitable security for the bank in the event that you default on the payments and they are forced to repossess it. Many of the high street lenders have now operate a “managed panel” of valuers. When someone wishes to purchase a property they apply for a mortgage and the…continue reading →

WE HAVE MOVED!

  • Posted on October 4, 2015
  • /Under Blog
Blondel Touzeau Partnership (BTP Ltd) have moved. We are now based at the Upland Business Centre (the former Sure / Cable and Wireless building). Please note our new address and telephone number –   01481 725669   BTP Limited Upland Business Centre Upland Road St. Peter Port Guernsey GY1 1UJ  continue reading →

Home Maintenance Tips

  • Posted on June 12, 2015
  • /Under Blog
Regular maintenance of your property is important to reduce the risk of significant defects and issues arising which can result in costly repairs, disruption to your use of the property and in some circumstances affect the value. Many issues can be dealt with by you as the home owner or with some input from a builder, Chartered Surveyor or other qualified person. Understanding the key risk areas and also the specific ones which may affect your property is important. If you are in the process of purchasing a property a RICS Homebuyer Report…continue reading →

INSURANCE VALUATIONS / REINSTATEMENT COST ASSESSMENTS

  • Posted on May 25, 2015
  • /Under Blog
Are you confused about how much your property should be insured for? We are here to help. For a small fee BTP can produce a detailed assessment, taking the risk out of the process. Insurance policies are generally based on the cost of total loss and so the sum insured should represent the cost of completely rebuilding the property, including any demolition works, outbuildings, conservatories, swimming pools, boundary features, professional fees and statutory approvals. Setting the reinstatement value on your property is not a simple task. Some people mistakenly think that the reinstatement…continue reading →